Sunday, July 31, 2016

6 Ways To Wake Up Early Without Feeling Tired

Whenever the concept of sleep is discussed, there is common perception that we should rest for between six and eight hours every single nigh... thumbnail 1 summary
Whenever the concept of sleep is discussed, there is common perception that we should rest for between six and eight hours every single night. While this is a long-standing belief, however, more recent studies have suggested that this is a generic assertion that has little foundation in fact.


More specifically, the Surrey Sleep Research Centre in the UK are now claiming that it is the quality of sleep that important rather than the quantity. Moreover, the optimal amount of sleep will vary for each individual, with the average length of time between five and nine hours in total.

6 Ways to wake up early and not feel tired

While this insight reveals many things, it particularly highlights the fact that it is possible to be an early riser regardless of the amount of sleep that you had the night before. So long as you enjoy a deep and restful sleep, you should be able to rise in the morning without feeling excessively tired or overly lethargic.

There are also practical steps that you can take to wake up early and not feel tired, both in terms of your preparation for a good nights’ sleep and your morning routine. So without further ado, here are six of the most actionable:

What preparations make for an prosperous nights’ sleep?

1. Avoid drinking coffee, red wine and consuming chocolate prior to sleep

If you are going to enjoy a deep and restful nights’ sleep, it is important that your cycle is left largely uninterrupted. It apparently takes up to four hours to fall into a really deep and energising sleep, for example, so constant interruptions during this period will detract from the quality of your rest and leave your feeling tired in the morning.

One of the most prominent causes of unrest are dietary, with some food items and beverages scientifically proven to disturb your digestive system and interrupt your sleep. Coffee, red wine and milk chocolate are all prime examples, so refraining from these items for as long as possible prior to sleep. Aim not to consume these products after lunchtime, but if this is not possible at least try to eliminate them from your diet after six o’clock.

2. Go to the toilet just before you aim to sleep

While most of us visit the toilet prior to climbing into bed, many of us will spend time reading, watching television or playing games before we drift into sleep. Our bladders can fill up slowly and largely unnoticed during this time, however, particularly because the kidneys continue to work throughout the night and while we sleep.

This means that rather than your bladder being full when you wake in the morning, you are more likely to be disturbed in the early hours of the morning to go to the toilet again. This will contribute towards a disrupted and fitful sleep, so it is crucial that you strive to visit the toilet right before you intend to sleep. Even if you are not desperate to go, it is important to make this effort for the quality of your sleep and impact that it will have on your outlook in the morning.

3. Ensure that your room reflects the core principles of Feng Shui

While Feng Shui is not something that everyone has faith in, it is an ancient Chinese art which has a basis in Western values and logic. By following the basic principles of Feng Shui and organising the layout of your room accordingly, you can facilitate a more restful sleep that leaves you refreshed and energised for the morning.

This is why the layout of your bedroom is the most important from a Feng Shui perspective, and there are several steps that you can follow in terms of placing your furniture and positioning the bed. The latter point is most important, as the bed must be placed in a way so that you can see the door from your resting position without being in the direct path of the door when it opens. This delivers a strong sense of security when we sleep, while delivering a more comforting sleep.

On this note, the colours that you use in your bedroom will also have an impact on your mood when settling down to sleep. Nodding off with a positive outlook drastically improve the quality and the restfulness of your sleep, so it is important that you leverage colour psychology to create the ideal ambience within your bedroom. A combination of pastel blue and green shades are to be recommended, as they trigger feelings of serenity, calm and harmony without overwhelming the senses.

What can you do when you wake up?

4. Focus on something happy and exciting when you stir in the morning

Feelings of stress and anxiety always appear worse in the morning, thanks to a combination of our sub-concious thinking patterns that emerge during sleep and a rise in the level of cortisol in our bodies. This can leave us feeling tired and lethargic even after a good night’s sleep, so you will need to try to negate this by actively focusing on something positive relating to the day ahead.

This will be easier on some days than others, so be proactive and try to plan for future days and make a note in your calendar. Birthdays and anniversaries offer obvious joy and excitement, while you could also identify national and global holidays before planning something special. The 20th June is referred to as Midsummer’s Eve and is the most romantic day of the year in Europe, for example, so it is the ideal time to plan an exciting trip away with a loved one.

Whatever you choose to focus on, starting the day with a burst of excitement will energise your senses and alleviate any sense of fatigue.

5. Create a manageable exercise regime for the morning

While it is possible to wake up early and not feel tired, this sense of alertness can quickly fade if it is not nurtured. This is where a relevant and manageable morning exercise regime can come into play, as this has the potential to instantly enhance your mood and drive higher levels of focus and concentration too.

This is because simple exercises such as jogging cause the brain to release numerous chemicals and endorphins into the bloodstream, which can alleviate the symptoms of stress, lethargy and even pain in some instances. Interestingly, it has also been proven that exercising in the morning also increases your energy levels for the following day too, so long as you focus on achievable disciplines that suit your existing fitness and daily schedule.

6. Get your hydration right when you first stir

According to various studies, the way in which we hydrate our bodies when we first wake up in the morning is increasingly influential in terms of our mental outlook. Starting your day with a simple glass of water (before you eat breakfast) is known to kick-start your metabolism, for example, helping you to wake-up quickly and feel instantly more alert.

In terms of consuming a hot drink with your breakfast, try to avoid consuming coffee on a daily basis. While this has historically been considered as the ultimate way to stimulate the senses, science has proven that our body gradually becomes accustomed to the effects of caffeine over time meaning that it takes more to achieve the desired results. With this in mind, coffee should be used occasionally and in instances where you feel particularly tired, with alternatives such as fruit and regular tea consumed intermittently.

Source: lifehack.org

Saturday, July 30, 2016

Sleep Tips: 8 Steps to Better Sleep

If you have been feeling irritable or exhausted lately, maybe you should consider improving your sleep quality. Consider all the things th... thumbnail 1 summary
If you have been feeling irritable or exhausted lately, maybe you should consider improving your sleep quality.

Consider all the things that can mess up your precious night’s sleep – from work stress and family obligations to sudden obstacles such as relationship problems, lost jobs, or health issues. It figures why sometimes it’s hard to get a good night’s sleep.


Often, it is impossible to take control of all the factors that mess up your sleep, but you can adopt good sleep-promoting habits. You can begin with these simple steps.

1. Plan your sleep and stick with it

Go to sleep and wake up at regular times every day, including on weekends, days off, and holidays. Consistency strengthens your natural sleep-wake cycle and helps improve sleep quality. But be warned: if it takes you more than 15 minutes to fall asleep, give it up and try to relax with something else. Return to bed when you feel tired. If you get too anxious to fall asleep, then it is likely to get even harder.

2. Watch your food and beverages

Avoid going to bed either stuffed or hungry. It is possible that your discomfort will prevent you from falling asleep. You might also want to avoid excessive drinking late at night, or you might be forced to get up from sleep to go to the toilet. Here are some foods you can eat if you’re really craving something before bed.

Be wary of caffeine, nicotine, and alcohol. Caffeine and nicotine are stimulants with prolonged action and can destroy the quality of your sleep. Moreover, although alcohol may seem to bring you closer to sleep at first, it has the potential to ruin it for you later in the night.

3. Create a bedtime act

Adopt a standard behavioral pattern every night to let your body know it’s time to slow down. Examples include reading a book, taking a shower or a warm bath, or listening to relaxing musing – dimming the lights as well also helps. Activities like these may improve sleep quality by making the transition to drowsiness smoother.

Be careful of including television or other electronics in your bedtime act. There is research showing that exposure to screens and other electronics close to bedtime may adversely affect sleep.

4. Get comfortable

Arrange your bedroom in a way that promotes sleep, which often means dark, cool, and quiet. You can use devices such as earplugs, shades, or a fan to tailor the environment accordingly.

Your sleep will also be affected by your pillow and mattress. There is no one-size-fits-all approach here, so make your choices according to your own comfort level. If you don’t sleep alone, ensure that both of you have ample room. If there are pets or children in the house, try to limit their access to your bed or forbid it completely. It might even be a good idea to go with a non-toxic mattress.

5. Limit daytime naps

If you go overboard with naps during the day, your nighttime sleep will suffer — especially if you have been having trouble sleeping properly. If you do opt for a daytime nap, don’t let it surpass 10 to 30 minutes, and try to schedule it for midafternoon.

If you have to work at night, these rules regarding daytime napping don’t apply to you. If that’s your situation, try to prevent as much sunlight as possible from entering your room. It will disrupt your internal clock and prevent you from sleeping during the day.

6. Get more physical in your daily life

Adopting a more physically active lifestyle will improve your sleep quality, helping you sleep faster and deeper. But you need to time it properly. If you engage in physical exercise too late in the day, your energy drive will be too high to fall asleep. If you find yourself troubled by this particular problem, move your exercise routine to earlier in the day.

7. Deal with stress

When you are overburdened with duties and responsibilities, your sleep might be adversely affected. To overcome this, try to manage stress in a healthy way. The basics work: organize yourself, prioritize properly, and set tasks and sub-tasks. Don’t be afraid to take a break if you feel like it. Socialize with friends and blow off some steam. Before getting to sleep, make a note of all your loose ends so that you can work on them tomorrow.

8. Don’t be afraid to see a physician if you need to

Sleepless nights are something that we all experience now and then. But if this has become a constant nuisance for you, contact your physician. Finding and treating any hidden causes can help you sleep the way you deserve.

Source: lifehack.org

Friday, July 29, 2016

8 Work-From-Home Jobs That Earn You Serious Money

It’s no exaggeration to say that a large portion of the working class would absolutely love to work from home. No traffic, no meaningless wa... thumbnail 1 summary
It’s no exaggeration to say that a large portion of the working class would absolutely love to work from home. No traffic, no meaningless water cooler chat, no extraneous distractions to deal with. Sounds like a dream come true.


But is there really money to be made working in your pajamas? You bet. You just have to get in the right industry, and you’ll find you can create a steady cash flow regardless of whether or not you got dressed in the morning. Some of the best paying jobs that allow you to work from home are:

1. Clinical Regulatory Affairs Director

As a regulatory affairs director, you’ll be tasked with planning, preparing, and submitting products that have been clinically tested and approved to the national and international markets. Working from home, you’ll document the trial process, as well as create the marketing documentation to accompany the product being sent for approval. Snaring a position as a work from home affairs director will also snare you a lofty $150K a year.

2. Supervisory Attorney

Not all lawyers spend their days in court. Many people with law degrees who are also members of the Bar opt to simply act as advisers to those in need of legal assistance. These attorneys may focus their efforts on other aspects of the law rather than criminal cases, such as tax or real estate law. By making themselves available through telecommunications, they can reach a far wider clientele than if they were to practice locally. You’d still need to be a member of the Bar in the state in which you plan to practice, though. Going this route would earn you around $117K per year.

3. Senior Medical Writer

Like many technical writing gigs, senior medical writers can work remotely as they review medical information and translate it into various medical documents. They also may be tasked with reviewing and editing documentation created by peers and supervisors, proofreading for typographical and factual errors. Attention to detail is an absolute must when dealing with medical writing, and you also must have a medical or science degree to your name to be considered for the job. If you’re qualified, you can end up making $110K a year as a senior medical writer.

4. Environmental Engineer

Environmental engineers aren’t necessarily homebound, but most of their paperwork can be done from anywhere they please. These engineers design and assess pollution reduction and prevention approaches and plans, and analyze the best course of action for municipalities to take. As mentioned, they will often have to work in the field while conducting research and collecting data, but they’ll be able to take the information home with them to study and report on from the comfort of their own living room. Like medical writers, environmental engineers’ salaries fall around the $110K mark.

5. Director of Quality Improvement

Regardless of the industry, all companies strive to be the best they can be. A quality improvement director works to design and develop best practices related to systems administration and data architecture. If that’s too much jargon for one sentence, basically these employees analyze what a company is doing well, and what it could improve upon, and reports back to the managers and CEO. Quality improvement directors are natural leaders who have knowledge of on-going trends regarding quality, safety, and reliability within the industry. Working remotely on quality improvement could net you $100K a year.

6. Senior Software Engineer

It shouldn’t be a surprise that computer programmers can work from their home computer. Software engineers develop and design software, maintain oversight of programs, manage development teams, and troubleshoot issues colleagues face throughout the process. Collaborating online may actually be more effective for software engineers, as they won’t have to leave their work stations to discuss progress, and can continue to work on their projects seamlessly. A talented software engineer can bring home around $100K for his contributions to a company.

7. Director of Business Development

As a director of business development, you’d be tasked with managing large sales territories and maintaining steady revenue, while simultaneously researching ways in which to increase your business reach and income. You also would collaborate with directors in other territories and develop programs in order to increase coherency throughout different areas. Directors of business development will often have to travel and make in-person sales pitches, but a majority of their work can be done remotely. Working as a director can earn you around $100K or more, depending on your success.

8. Research Biologist

One advantage of working from home as a biologist is you’ll never be pressured into saving a beached whale. All kidding aside, research biologists usually specialize in a specific area of biology, such as microbiology or wildlife studies. They conduct research and analyze test results, then report back to their company regarding their findings. Like environmental engineers, research biologists will sometimes have to go into the field to conduct research, but can do the rest of the work from anywhere they feel comfortable. Although not as hefty as some of the other salaries on this list, research biologists can earn around $93K a year working mostly from home.

Source: lifehack.org

Thursday, July 28, 2016

12 Ways To Earn More Money While You Have A Full-Time Job

In a world where we are faced with towering levels of responsibilities, it has become common for adults to take on two or more jobs to earn ... thumbnail 1 summary
In a world where we are faced with towering levels of responsibilities, it has become common for adults to take on two or more jobs to earn more money and make ends meet. Whether it’s to support one’s education, help a loved one financially, or simply to make sure that we are financially secured, acquiring more than one job is no longer out of the ordinary. We’re now more adaptive to our environment and the endless changes that cross our paths, making us braver to step ahead from mediocrity.


In this modern age, advanced technology is something that people take advantage of. It has now become a platform where work is done faster and where communication is easier. Through these conduits, entrepreneurs and job-seeking individuals have become dependent on the internet.

For some however, earning extra can still be done the old-fashioned way. Your skill set and internal strength define what services you can offer.

If you’re thinking about expanding your horizons and taking on a new source of income, you have come to the right place. Here’s a list of jobs that can help provide the extra earnings that you need:

1. Tutor online

This has become a common part-time job for some who already have day jobs. The good thing about being an online tutor is that you are totally in control of your time. Most online tutors provide English lessons to non-English speaking individuals from countries like South Korea or China.

2. Be an online writer

This is another common part-time job for job seekers. Although this is a little bit more complex than being an online tutor, getting a job as online writer is a surefire way to broaden your knowledge about something you haven’t encountered before.

3. Post videos on Youtube

Social media channels like Youtube offer their users a fun, engaging way to earn by simply posting videos on their site. Clips that contain pornographic, offensive and/or inappropriate material are big deal-breakers. Remember, if you want to make money online, do it in a decent way.

4. Invest in stocks

Stock investment is an area that entrepreneurs usually take part in. By investing your money through stocks and bonds in the international market, there’s a risk that you need to be prepared for. If you think you have enough courage to put your savings out there, then go for it. Just make sure you have a financial advisor to monitor your progress.

5. Become a freelance consultant

If you have a broad knowledge of a certain subject, like accounting, law, or sales, then this kind of part-time job is the right one for you. Assess your own previous experiences that have helped you become an expert in your field. Employers are now willing to hire freelancers to cover their short-term projects.

6. Offer typing jobs

Proud of your typing skills? Let your skill be known by seeking out employers who need help in completing a typing project. This kind of job usually comes with deadlines, so make sure you get the job done as discussed.

7. Be a babysitter

If you’re tired working in front of a computer all day and need some time to earn comfortably, getting a job as a babysitter could be the right one for you. Babies will be your bosses and your sole job requirement is to keep them happy. Win-win, right?

8. Take nightshift gigs

If you love an active nightlife, embrace it even more by seeking out jobs that operate past 6 pm. Bartending, waiting tables, or DJ-ing are some of the jobs you’ll find in this area.

9. Sell baked goodies

If you have the tools, knowledge, and a handy recipe book, selling cookies, cupcakes, bread, and other baked goods may be a great part-time gig for you. Be mindful of your quality, as this will be your top asset among your competition.

10. Be an Uber driver

Someone who loves to drive and knows the rules of the road is the perfect person to be an Uber driver. If you think you exemplify these attributes, why not try giving it a shot?

11. Be an online translator

If you’re bilingual or multi-lingual, there’s a long list of employers who are waiting to hire someone with your skill set.

12. Sell used items, like gadgets

Let go of your old gadgets by selling them online. Not only you have made a profit from them, but you can also make someone extra-happy by selling them for a low price!

I hope this list helped you in picking out your new part-time job! Good luck in your new endeavor!

Source: lifehack.org

Wednesday, July 27, 2016

6 Tips That Can Help You Get Out Of Debt

A lot of people don’t think that being in debt is a terrible thing. They think of it this way until they find themselves in debt without any... thumbnail 1 summary
A lot of people don’t think that being in debt is a terrible thing. They think of it this way until they find themselves in debt without any options of getting out of it. Most people actually become indebted because of this attitude.


Fearing debt is a good thing — it keeps you in check. Things happen so quickly and before you know it, you can find yourself caught up in a difficult situation. If you didn’t have the right mindset before, when you really should have taken action to avoid the mess you’re in now, then it’s time to change your attitude and get back on track.

Don’t be scared; this happens to a lot of people and you are not the first nor the last person trying to get out of debt. There are many of us who have gone through the same thing, and if others could get out of it, why shouldn’t you?

There is no time for fooling around and you must start working on this issue seriously. It’s not going to be easy, but then again, nothing worthwhile comes easy.

1. Create a plan

The first thing you need to do is sit down and look at all the numbers. See how much you are spending, where you are spending it, how much you are earning, and come up with a plan based on all the numbers. You can even see where you can save money by just looking at your budget.

Who knows? Maybe you subscribed to something a while ago and forgot about it since it didn’t mean anything to you back then, but now this money can be used for paying off your debt on a monthly basis. See if you have any unnecessary costs you can cut and come up with an amount you can afford to pay off each month.

Once you set this, you should make sure to stick to it and never neglect your plan. One of the most important factors when trying to get out of the debt is not to get demotivated. When you set monthly goals, you will achieve mini-victories and encourage yourself even further.

2. Pay off your high-interest debts first

If you have credit cards or some other form of debt that has high interest rates, you should look to pay them off first. Interest rates will pile up over time and the longer you wait, the more money you will lose. Pay them off as quickly as possible and improve your credit score as you start to get your finances back on their feet.

3. Prepare your food by yourself

One of the first steps is to start saving up and, depending on the amount of debt you have, drastic measures might be required. This doesn’t mean that you won’t eat or that you will be forced to eat unhealthy foods. On the contrary, you can eat solid, healthy foods for a cheaper price than at restaurants or fast food joints.

Get simple ingredients and cook decent meals. Set aside some time for preparing your food and you are good to go. When you buy pre-prepared food, you also pay for the service of preparing the meal for you — you do this yourself and cut those costs. There are many recipes for cheap and tasty meals you can find as well, so that your stomach can enjoy itself while you pay off your debt.

4. Find a second job

Times are hard, and if you are really that desperate and in a hurry to pay off your debt, you can find an additional part-time job that can earn you extra cash. Besides saving up money, it is also important to earn more, and you can do this by putting in additional work at your current job and working overtime or by working two jobs at the same time. Everyone has some skills or talents and you can try and monetize yours, no matter if we are talking about teaching English online, writing, babysitting, delivering packages, etc.

Anything you can find will mean a lot to you, especially if you get a job at a restaurant where you can get free food as well. It won’t be too fresh, but it’s still healthy food and you won’t pay a dime for it. There are a lot of people who have two jobs just because they want to advance in their careers, and if they can do it, why shouldn’t you try this method as well to save yourself from a financial disaster?

5. Sell the stuff you don’t really need

Another way you can quickly earn some cash is to sell some of your stuff. Most people have a lot of stuff just laying around. We don’t really need this stuff to live our lives, and we just cling to it, hoping that we will do something with it in the future. Well, this is a good opportunity to do something with this stuff — sell it and help yourself get out of debt quickly.

If you live in a suburban neighborhood, you can set up a garage sale. This is usually the quickest and the cheapest way you can sell a bunch of stuff without having to put in a lot of work and time. If not, you can sell stuff online on various marketplaces. This may seem like a long shot to you, but trust me when I tell you that no matter how much something may seem uninteresting to you, to somebody else, it might be the thing they were waiting for their whole life.

6. Move back in with your parents

If you are still single and you don’t have a family, a good move is to try and move back in with your parents for a while (if they let you). This will give you the option to use that rent money for your monthly payments and speed up the process even further. Your parents might even offer you a meal from time to time — nothing wrong with that. Of course, you will have to listen to them give you lectures about your life and where you went wrong, but hey, this time it seems like they have the right.

Try out these hacks and I guarantee that you won’t regret it. Like I mentioned before, this is no game and you will have to take your debt seriously if you want to deal with it as quickly as possible. No matter what type of debt is burdening you, there is a way out of it. You just need to work hard and take responsibility for your actions. Do not even think about getting a loan to pay off your old debt — it is an endless loop of interest rates and you will make it even harder on yourself.

Source: lifehack.org

5 Tips To Save More Money

Money is something we need to survive in this world. Having money doesn’t necessarily equate to being rich, but it can be a part of the jour... thumbnail 1 summary
Money is something we need to survive in this world. Having money doesn’t necessarily equate to being rich, but it can be a part of the journey. Due to these volatile economic times and rising inflation rates, the cost of living has skyrocketed and has made survival more difficult than ever before. We cannot sustain our lives while making minimum wage, so other avenues to making money must always be implanted in your mind. Regardless of the income you make, there are always ways to save if finances are managed wisely. Saving is a matter of making calculations, planning, and preparing.


1. Set Reasonable Limits

Impulse buying has plagued our spending habits for years. If you know you’re about to get paid, don’t spend the money before you receive it. Calculate the percentages of what needs to go towards living expenses and make sure everything is paid on time. Once you begin to get behind on payments, life can become difficult to navigate, and you can feel like you’re on a downward slope. Combat these problems by preventing them from happening with mindful spending.

We don’t need a lot to be happy in this life. The necessities are food, clothing, transportation costs (public transit, automobile maintenance, gas), and shelter. Once those things are paid for, everything else is a luxury that too many of us take for granted every day. And being able to have those luxuries is a blessing, but don’t use them as an excuse to splurge.

Ask yourself this question before spending money on items you want but don’t need: will my future self be happy with this purchase that I’m about to make? If the initial answer is no, you are doing yourself a favor and decreasing stress levels and anxiety by refusing to put yourself in a turbulent situation. Have a purpose for every dollar you make. Stop falling into the trap of buying useless products due to propaganda and advertising. Show some constraint and your life will start changing.

2. Invest In Yourself

Whenever you get a check, a certain percentage of that check should be treated like it’s radioactive. This money shouldn’t be touched unless there are exigent circumstances that need to be ameliorated.

Deposit the money in a high-interest savings account, a TFSA (tax-free savings account), or invest it in an RESP (registered education savings plan) if you plan to attend an academic institution in the future — or if you might have children that will. Another good investment is an RSP (retirement savings plan), which ensures money is safely secured for your future. Both these options of an RESP and RSP are long-term investments. They enable stability and help you build a stronger financial portfolio.

Having a social life is necessary to maintain your health and wellbeing. Common activities are going to various events, dining out, and seeing movies. All of these variables can leave a hole in your pocket if they’re frequented too much. Your friends will understand if you sit out on certain social functions. And if they don’t understand, then they aren’t your friends and you should extricate yourself from them immediately. Use this time that you would normally spend with your friends to educate yourself and discover new things. You may end up having a revelation that causes you to invest money and start making more of it.

The greatest ideas are created by the imagination in times of reflection and solitude. Be a little bit more selfish and really appreciate your alone time, because there will be moments in your life that it won’t be apparent. Taking out this time for yourself really allows you to evaluate your life and prevents you from spending money on products you don’t need.

Don’t forget that health is your biggest investment, so don’t cut back on spending that pertains to your health. You won’t be able to enjoy the beauty of life without maintaining good health, so be adamant and diligent when the expenditure pertains to your health. Cutting corners in spending will only hurt you in the long term. Short-term fixes tend to exacerbate the problems that were already present.

3. Develop A Fiancial Plan

Having professional help is definitely a bonus, but you don’t necessarily need expert advice to manage your money effectively. Start by tracking your spending habits. Write down daily expenses and look back on what’s costing you the most money. If it isn’t health related, food, clothing, or shelter, then you are splurging on something that must be stopped. These habits can be very difficult to break, but you must remind yourself that saving money is more important than giving in to your foolish desires. Everyone makes mistakes when it comes to spending money, the key is to minimize those mistakes by setting objectives and being conscious.

Save your receipts so you can write down your spending patterns for each day of the week. Figure out what needs to be changed and what can remain. There are always methods to improve our spending habits.

4. Treat Yourself

You deserve to reward yourself after successfully launching a new financial plan. Either buy small items that add up to something large or one luxury item that you desire. Having a purpose for every dollar is important, but living life is a more satisfying alternative. Knowing your financial standpoint will allow you to track your spending on treating yourself, so you won’t be coaxed into going overboard.

5. Smart Individuals Make Money Work For Them

Yes, you must have some type of occupation to accumulate an income. But that doesn’t mean you’re subjected to what you do for money. This is only the inception to expand your horizons to greater things. The reason why affluent people maintain their wealth is due to their meticulously crafted management.

They don’t spend nearly as much time trying to make money as the average person would do. They devote the majority of their time to figuring out, learning, and discovering how to manage their money better so it works for them. They are focused on ROI (return of investment) instead of fixating their minds on how much money they can make. It’s all about what you decide to put in that determines the value of the return you receive. It’s these little, minute details that separate the wealthy from the poor. They have designed a methodology that works for them instead of against. Time is money, but if the clock is working against you, then how you expect to turn a profit? Making money work for you is all about putting time on your side. Making more than you spend is the key to strategically saving.

Source: lifehack.org

The 10 Important URLs That Every Google User Should Know

What does Google know about the places you’ve visited recently? What are your interests as determined by Google? Where does Google keep a li... thumbnail 1 summary
What does Google know about the places you’ve visited recently? What are your interests as determined by Google? Where does Google keep a list of every word that you’ve ever typed in the search box? Where can you get a list of Google ads that were of interest to you?


The 10 Important Google Links

Google stores everything privately and here are the 10 important links (URLs) that will unlock everything Google knows about you. They are hidden somewhere deep inside your Google Account dashboard and they may reveal interesting details about you that are otherwise only known to Google. Let’s dive in.

1. Google stores a list of usernames and passwords that you have typed in Google Chrome or Android for logging into various websites. They even have a website too where you can view all these passwords in plain text.

passwords.google.com

2. Google creates a profile of yourself based on the sites you visit, guessing your age, gender and interests and then use this data to serve you more relevant ads. Use this URL to know how Google sees you on the web.

www.google.com/settings/ads

3. You can easily export all your data out of the Google ecosystem. You can download your Google Photos, contacts, Gmail messages and even your YouTube videos. Head over the the Takeout page to grab the download links.

www.google.com/takeout

4. If you ever find your content appearing on another website, you can raise a DMCA complaint with Google against that site to get the content removed. Google has a simple wizard to help you claim content and the tool can also be used to remove websites from Google search results that are scraping your content.

support.google.com/legal

5. Your Android phone or the Google Maps app on your iPhone is silently reporting your location and velocity (are you moving and if yes, how fast are you moving) back to Google servers. You can find the entire location history on the Google Maps website and you also have the option to export this data as KML files that can be viewed inside Google Earth or even Google Drive.

google.com/maps/timeline

6. Create a new Google Account using your existing email address. The regular sign-up process uses your @gmail.com address as your Google account username but with this special URL, you can use any other email address as your username.

accounts.google.com/SignUpWithoutGmail

7. Google and YouTube record every search term that you’ve ever typed or spoken into their search boxes. They keep a log of every Google ad that you have clicked on various websites, every YouTube video you’ve watched and, if you are a Google Now user, you can also see a log of all your audio search queries. OK Google.

history.google.com (Google searches)
history.google.com/history/audio (Voice searches)
youtube.com/feed/history (YouTube searches and watched videos)

8. You need to login to your Gmail account at least once every 9 months else Google may terminate your account according to their program policies. This can be an issue if you have multiple Gmail accounts so as a workaround, you can setup your main Gmail account as the trusted contact for your secondary accounts. Thus Google will keep sending you reminders every few months to login to your other accounts.

www.google.com/settings/account/inactive

9. Worried that someone else is using your Google account or it could be hacked? Open the activity report to see a log of every device that has recently connected into your Google account. You’ll also get to know the I.P. Addresses and the approximate geographic location. Unfortunately, you can’t remotely log out of a Google session.

myaccount.google.com/security

10. Can’t locate your mobile phone? You can use the Google Device Manager to find your phone provided it is switched on and connected to the Internet. You can ring the device, see the location or even erase the phone content remotely. You can even find the IMEI Number of the lost phone from your Google Account.

google.com/android/devicemanager

Source: http://www.labnol.org/

Tuesday, July 26, 2016

How to Delete your Facebook Account Permanently_2016 Guide

While Facebook is pretty good, there are some negative sides of it too. For some people, Facebook can be a productivity nightmare and a hide... thumbnail 1 summary
While Facebook is pretty good, there are some negative sides of it too. For some people, Facebook can be a productivity nightmare and a hideous addiction. Do you know there is something called “Facebook addiction disorder“?


If you find yourself spending too much time on Facebook, and you can’t help yourself from checking your Facebook news feed for updates every 5-10 Minutes, then you are Addicted to it. Now, deleting your Facebook account can be the first step which you should take.

Quitting Facebook can really help you in more than one way. So, now that you know it’s good for you to leave Facebook and delete your account, you can follow the step by step guide below to delete your Facebook Account Permanently right now.

Now in this situation, you can do two things with your Facebook account. You can deactivate your account and reactive it later if you want or you can permanently delete it forever.

Deleting your Facebook Account Permanently in 2016

To give a Time-Saving answer i would say – you can click on the green button below that says “Permanently Delete Facebook Account” to delete your account. But, please read the full post first and then click on it. It is really worth reading, and it would only take 1minutes or less to read.


Should you Deactivate your Account or just Delete It

Now, this thing will be different for different people. If you think you can take control on your addiction by staying away from it for some time, then you should deactivate your facebook account. You can do that by going to Settings> Security > Deactivate Your Account (See the screenshot below).


But, if you think that your life can be better without using Facebook, Go ahead you are free to delete it. More than that there are some Facebook alternative sites which are fascinating, you can check them. Now you may read the following precautions which you should take before deleting your Facebook account.

Before deleting your account, you may want to take a backup of all the date you have uploaded to Facebook (like your images, videos and all that). You can do that by going to Settings> General> Download a copy of your Facebook data.

Also before deleting your Facebook account make sure to tell the friends and others who used to chat with you, that you won’t be using it anymore. For instance, if your boss used to communicate with you over facebook then it should be your responsibility to let him/her know. Just make sure you don’t do anything silly by getting emotional about something. Hope you find this guide useful, Thanks for reading.

Source: http://mostusefultricks.com/

Pick SMART And Reach Goals To Motivate Yourself To Success

I’m sure you have all heard about setting goals that are “SMART”: Specific, Measurable, Attainable, Relevant and Time-Bound. It’s an incredi... thumbnail 1 summary
I’m sure you have all heard about setting goals that are “SMART”: Specific, Measurable, Attainable, Relevant and Time-Bound. It’s an incredibly effective way to set a goal as it keeps you accountable: it is realistic, it has a deadline, you first have to make sure it is attainable and within your abilities, and you must have a way to measure your success (or lack thereof).


However, some people have issues with SMART goals. They find them constraining and un-motivating as it does not leave room for the big life goals that move us forward. Goals that are not specific are incredibly motivating. Goals like: Become an expert on XX, Be a Famous Fiction Author, etc. These types of goals are necessary to give life passion, a fire – to propel you forward. The goal many not be measurable enough, but it feels amazing to have such a goal. That is where the REACH goal comes in.

A Reach goal is an ultimate end goal that moves you. It need not have a deadline or even be terribly specific, but it must motivate you – it has to get you going every day. It has to make you want it. And it is that drive that is often missing from the SMART goal, which often makes life just seem like an endless to do list. So, to make your goals more effective, couple SMART goals with a Reach goal.

This is what you do:

Find a life goal that motivates you

You can have more than one, but definitely less than 10. Usually 5 reach goals are enough for a lifetime. These are the goals you want to have accomplished by the end of your life. These are the goals you will the most proud. These are the goals to fuel you.

Write the reach goals down – and look at them every day

It’s easy to think that with such motivating goals, you’d constantly be reminded of them, right? But it’s actually pretty easy to forget our reach goals. It’s very easy that during the chaos of everyday life we get caught up in the motions and completely forget the goals that will move us to greatness. So write them down, and look at them. Every day. This is the motivation part.

Pick a couple of SMART goals for each Reach goal

Most people can easily pick a couple of reach goals. What is hard is making them happen and that is where the SMART goals come in. It’s now time to write down the goals that will get you to take action. Go to your list of reach goals and under each of them, write down a couple of SMART goals that will help propel you forward. Follow the directions and make them Specific, Measurable, Attainable, Relevant and Time-Bound.

Write the SMART goals down – and look at them every day

Your SMART goals will change constantly while your reach goals will remain the same. As you accomplish one SMART goal after another, you will add a new goal to the list. I recommend you carry a piece of paper where there is plenty of room to add and cross out your SMART goals as you go along, but not too big where it will be difficult to carry. Look at this list daily.

Make each goal work for you

The purpose of the reach goal is to motivate you. So when you look at the paper with the goals, imagine yourself attaining the reach goal. Visualize how amazing it will be to achieve the goal. Think of how good it will feel. Believe in your ability to accomplish the reach goal. Let it fuel and drive you. Feel the goal running through your veins.

Then, look at the SMART goal and let them guide you and narrow your focus. Make plans around the SMART goals, commit yourself to them. Believe you are capable of achieving these goals. Write any necessary steps in your daily to-do list. Look at the SMART goals constantly to make sure you’re on the right track.

Let the reach goals fuel you and then let the SMART goals take the wheel to drive you forward.

The more you visualize yourself achieving the reach goal, the more you believe you can do it, the more your life will steer in that direction. The more you focus on achieving the SMART goals, the more you guarantee the reach goals will happen, and the more motivated you will become to continue doing more.

So if you find yourself demotivated by your SMART goals, it’s time to think up some reach goals. If you find yourself constantly day dreaming about achievement but never getting any work done, it’s time to pick some SMART goals. If you combine both, your goal-achieving ability will be unstoppable!

Source: lifehack.org